Questions and answers

Up to what age can I still be included in a health insurance policy?

Up to 75 years.

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Are pre-existing conditions also insured?

Yes, pre-existing conditions can be insured. Each case is individual, we recommend to enclose a current medical report with the application.

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How do I join a private health insurance scheme?

A standardised application form must be completed. Questions about your current state of health are also asked. Then the insurance company decides under which conditions you will be accepted. You then decide whether or not to accept the insurance.

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Do I have a waiting period when I change my health insurance?

If you come from a private health insurance, you have no waiting periods.

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Is private health insurance cheaper in Spain than in Germany?

As a rule, yes. Private health insurance costs from 55 euros per month. Would you like worldwide protection with free choice of doctor and hospital? Such insurance costs from 105 euros per month.

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