Insurance in Palma de Mallorca – English-speaking, on the ground

Palma is the capital of Mallorca and, for us, the nearest focus of our island branch. If you live, work or own a flat in Palma, Göring Versicherungsmakler gives you an English-speaking contact on Mallorca – since 1972, independent, with claims handled in English.

• Our nearest office: Mallorca – on the ground
• Phone: +34 871 62 38 70
• Independent since 1972, 15,000+ active policies
• ProvenExpert 4.55/5 from 113 reviews

Which insurance would you like to enquire about – free of charge & without obligation?

Palma is varied when it comes to insurance

Between the old town (Casco Antiguo), Santa Catalina, Son Vida and the western districts of Son Armadams and El Terreno lie three different worlds: renovated town houses with heritage protection, modern flats with a community policy through the comunidad, and detached villas in Son Vida or Bonanova with high sums insured. Add to that yacht moorings in the bay, a considerable number of vehicles and a hospital network with several English-speaking facilities – each of these groups has different insurance needs.

Typical topics in Palma

• Check the comunidad policy – flat owners are often covered for the building through the community policy, but contents and liability are usually missing.
• Old-town renovations – have heritage-relevant elements (stone façades, timber-beam ceilings) assessed correctly.
• Motor insurance in narrow streets – third-party cover with an adequate limit, third-party fire and theft for parking damage.
• Yacht and motorboat – moorings in Palma harbour or Porto Pi, a standalone boat policy makes sense.
• Private health insurance – access to clinic centres such as Quirónsalud Palmaplanas or Clínica Rotger with English-speaking doctors.

Frequently asked questions about insurance in Palma

I own a flat in Palma – which insurance do I need?

As a rule, three building blocks: contents (for what is inside the flat), buildings (usually through the comunidad; on its own only for owned flats without a community), and personal liability (for damage to neighbours – escaping water is the most common cause of claims).

Do I have to be registered in Palma to get a policy?

No. We also arrange policies for holiday properties and second homes that are not tied to residencia.

What if the comunidad already has buildings insurance?

We review the policy and add only what is missing – typically contents, personal liability and, where relevant, extended theft clauses. No double cover, no gaps.

Get non-binding advice now

We will call back within one working day or send you a written quote.

Request a quote now   Call +34 871 62 38 70

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