Motor insurance on Mallorca

Insure your car on Mallorca reliably – with English-speaking advice, clear terms and tailored motor insurance cover for Spain.

Take our motor insurance check now!

We find you the best and most competitive car insurance in Spain – for residents, non-residents and every type of vehicle on Mallorca. That's a promise!

• Reliable claims handling
• An English-speaking contact
• The right tariffs for Spanish motor insurance
• Optimal cover for third party, third party fire & theft & comprehensive
• Cover for theft, vandalism, glass breakage, accidents & natural perils
• Legally sound policies for residents & imported vehicles
• With up to 65% discount!

A quote in 30 seconds – free of charge & without obligation.

Car insurance Mallorca – an independent comparison for reliable cover

Whether you live on Mallorca permanently, commute regularly or use a vehicle for your holiday home: the right car insurance is essential. The requirements in Spain differ considerably from those in the UK – particularly when it comes to third party liability, comprehensive cover, claims settlement and the bonus-malus system. As an independent insurance broker we compare tariffs from different insurance companies for you and find the solution that suits your vehicle and your situation best.

You receive English-speaking advice, transparent terms and recommendations tailored to you individually. This way you avoid the pitfalls of local standard policies and benefit from cover that genuinely fits you and your vehicle.

Why a dedicated Mallorca car insurance makes sense

Spanish standard policies often provide only the legally required minimum cover. For imported vehicles, high-value models or vehicles also used by guests or tenants, this is frequently not enough. In addition, cover and benefits vary considerably from one provider to the next.

Typical weak points of many local car insurance policies:

• no recognition, or only limited recognition, of UK no-claims bonuses
• limited glass breakage or windscreen cover
• restricted cover for theft & vandalism
• hurdles with claims on imported vehicles
• complicated claims handling without English-speaking support

We analyse your situation and compare tariffs from various companies to find precisely the policies that close these gaps reliably.

What a good motor insurance on Mallorca should cover

A strong car insurance policy protects not only your vehicle but also ensures you can travel worry-free in everyday life and on holiday. We review the benefits of different providers and only recommend tariffs that offer convincing, gap-free cover.

• Third party liability cover in line with Spanish requirements
• Third party fire & theft or comprehensive cover with an individually selectable excess
• Glass & windscreen cover for stone chips or breakage
• Vandalism & car park damage cover
• Breakdown assistance & recovery service on Mallorca
• Cover for accidents involving uninsured vehicles
• Compensation in the event of theft or a total loss

Risks specific to Mallorca – what you should look out for

Mallorca is idyllic, but it does bring some road traffic risks that need to be taken into account when choosing insurance. Many losses arise from typical regional features that standard tariffs reflect only inadequately.

• higher theft rates in tourist regions
• narrow streets & frequent car park damage in Palma
• intense sunlight that takes its toll on paintwork & interior
• more hire cars and inexperienced drivers during the season
• more frequent hit-and-run incidents ("fuga")

As an independent broker we make sure the chosen tariff takes all these risks into account and offers you a high level of security.

Our advantages for you

As an independent insurance broker we do not work for an insurance company – we work exclusively for you. That means: honest recommendations, a transparent comparison and reliable support in the event of a claim.

• an independent comparison of several motor insurers
• English-speaking advice on Mallorca & online
• a quick quote within 24 hours
• tariffs for residents, non-residents & company vehicles
• also ideal for vehicles imported from abroad
• pure broker support: no call centre, no selling of off-the-shelf products
• support in the event of a claim without language barriers

Which vehicles is the cover suitable for?

We compare tariffs for almost every type of vehicle and pattern of use on Mallorca – whether for private, commercial or tourist use.

• cars
• convertibles & sports cars
• motorhomes & campervans
• motorbikes & scooters
• hire & rental vehicles
• vehicles imported from abroad
• second cars for holiday homes

Frequently asked questions about motor insurance on Mallorca

Do I need to take out Spanish or UK car insurance if I live on Mallorca?

As soon as your vehicle is used permanently on Mallorca and registered in Spain, Spanish motor insurance is compulsory. We provide Spanish policies – but with English-language contract documents and English-speaking claims handling. This gives you legal certainty in Spain, together with clarity and service in English.

Will my UK no-claims bonus be recognised on Mallorca?

Yes. With the policies we arrange we recognise your previous claim-free years from the UK – you do not start from scratch on Mallorca. To do this we need a short confirmation from your previous insurer. We go through this point together with you during the consultation.

What special rules apply to hire cars and second vehicles on Mallorca?

Vehicles also made available to guests, family members or tenants need an extended range of named drivers in the policy. Standard tariffs often exclude drivers under 25 or occasional drivers. We check carefully which tariffs reflect the real use of your vehicle.

What does car insurance on Mallorca cost on average?

The premium depends on the type of vehicle, the driver profile, the level of cover required and where you live. Through our comparison quotes you usually receive tariffs that are around 20–40% below the insurers' direct offers – with a better level of cover. You will receive an individual quote within 24 hours.

How does claims handling at Göring work if I only speak English?

You simply report the claim to us – by phone, email or through one of our offices. We take over all communication with the Spanish insurer, the garages and the assessors. You do not need to speak a word of Spanish. That is one of the core differences compared with direct insurers.