Private Health Insurance in Spain for Expats

You want to take out Private Health Insurance in Spain? Our experts will find the most suitable insurance for you, wether worldwide cover or as a complementray cover to your national health insurance in Spain or the UK.

Questions and answers

The questions residents ask us most often.

Is private health insurance cheaper in Spain than in Germany?

As a rule, yes. Private health insurance costs from 55 euros per month. Would you like worldwide protection with free choice of doctor and hospital? Such insurance costs from 105 euros per month.

Do I have a waiting period when I change my health insurance?

If you come from a private health insurance, you have no waiting periods.

How do I join a private health insurance scheme?

A standardised application form must be completed. Questions about your current state of health are also asked. Then the insurance company decides under which conditions you will be accepted. You then decide whether or not to accept the insurance.

Are pre-existing conditions also insured?

Yes, pre-existing conditions can be insured. Each case is individual, we recommend to enclose a current medical report with the application.

Up to what age can I still be included in a health insurance policy?

Up to 75 years.

Insurance options

Depending on insurer and tariff, these benefits are available:

Wide range of associated doctors, specialists and clinics without language barriers
Worldwide cover with reimbursement
Worldwide travel-insurance inclusive
Low premiums and premium stability
Hospitalization in single-bedroom with companian
24h emergency hotline
Coverage for: in-patient, out-patient, GP/family doctor, specialists, emergency room, Medication and medical aids, Homeopathy, Fisiotherapy, Check-ups, Special conditions with associated dentists

The exact scope of cover differs by insurer and tariff. We compare for you and explain the differences in plain language.

Taken for granted at Göring

Five promises you can rely on with every enquiry:

Non-binding quote within 24 hours
Best offer from national + international insurers
Your policy explained in English
Direct insurance. No increased premiums.
Claims handled in English

Advice on site

Real contact persons instead of a hotline

Insurance is a matter of trust. That is why we advise you in person – in five offices across Spain, in plain English. And when it matters, we are right by your side.

Calpe Jávea San Fulgencio Alfaz del Pi Mallorca