Motor Insurance in Spain

You want to be mobile in Spain — your primary or secondary home — and are looking for a motor insurance in Spain that offers the same advantages and comfort as a policy in Germany?

Take our insurance check now!

We will find the best and most affordable motor insurance in Spain for you. Promised!

  • 24-hour breakdown assistance
  • German-language policies
  • Up to 65% discount

Request quote

Please fill out the following form for your free quotation, our experts will get in touch with you as soon as possible.

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Insurance options

The motor insurance – according to your needs – include the following covers:

  • Third party only
  • Third party, fire, theft
  • Fully comprehensive
  • We take into consideration your UK-no-claims-bonus
  • 24/7 roadside assistance
  • Policy in your language
  • We process your claim quickly and efficiently

Questions & Answers

Will my no-claims bonus be taken into account?

Yes, we will take over your full no-claims bonus from any EU country and Switzerland.

What risks are covered?

Liability insurance package

  • Liability insurance against third party property damage and personal injury up to 50 million euros
  • Legal expenses insurance
  • Driver’s accident insurance
  • Travel insurance (towing costs)

Additional insurance options

  • Liability insurance package + fire, glass, theft
  • Liability insurance package + comprehensive insurance with or without excess

Do I need partial or comprehensive cover?

In contrast to motor vehicle liability, partial and fully comprehensive cover are not required by law. Nevertheless, both insurances are recommendable. The partial cover insurance pays for damage to your own vehicle. This includes fire, theft and glass breakage.

Comprehensive insurance pays for damage to your own car caused by an accident you caused yourself or damage caused by vandalism (scratches), uninsured parties involved in an accident or a hit-and-run driver. Comprehensive cover is recommended for new vehicles. How long the fully comprehensive cover lasts is a question of personal risk tolerance. If you get out early, you save on insurance costs. But unexpected things often happen…

Who is my contact person in the event of damage?

We, through our own claims department. Our German employees will settle the
the damage for you quickly and without any problems.

Who is allowed to drive the car?

As a rule, anyone over 25 years of age and with more than 2 years of valid driving licence.

Our service

  • Free quotation within 24 hours
  • As Insurance Broker we are looking for the best deal for you with our National and International Insurance Companies.
  • Policy documents in your language
  • Direct insurance, no increased premiums

 

Your motor insurance in Spain

You live in Spain — fully or partly — and want to insure your car with Spanish number plates to German quality standards, prepared for any eventuality? Then Göring Insurance Brokers is the right address. We have specialised in motor insurance in Spain and advise expats, holiday-home owners and especially the 50+ generation independently and professionally. With our German-language policies and an individually tailored service package, no question or wish remains unanswered.
We recognise your German no-claims bonus, and every policy includes legal protection and 24-hour breakdown assistance. In case of a claim, simply inform Göring Insurance Brokers — that’s all. Our experienced German-speaking team handles the entire process for you.
By the way: our prices are fully comparable, we are not more expensive than direct insurers. Convince yourself and request your individual quote online. Just complete the form and you will receive all required documents promptly.

Help abroad — fast and unbureaucratic

Spain, with its sunny climate and hospitality, has become the chosen home for many Germans and expats who keep their primary or secondary residence here. The 50+ generation enjoys their second chapter of life in Spain and feels at home even in the supposed foreign country.

For your Spanish car to be insured as well as in Germany, we at Göring recommend a motor insurance for Spain. With it, you and your vehicle can be helped quickly and easily in case of damage or breakdown.

And without any language barriers — the insurance policies we offer here are in German. The on-site communication is handled by Göring Insurance Brokers for you. Our experienced German-speaking team takes care of all the paperwork, whether you use breakdown assistance, are an accident victim or have caused an accident.

Why a dedicated Spain policy makes sense

Spanish standard insurances often only offer the legally required minimum protection. For imported vehicles, premium models or vehicles also used by guests or tenants, this is often not enough. Coverage and benefits also vary considerably between providers.

Typical weak points of many local motor insurances:

  • no or limited recognition of German no-claims classes
  • limited glass-breakage or window protection
  • limited protection against theft & vandalism
  • hurdles for damage to imported vehicles
  • complicated claims handling without German-speaking support

We analyse your situation and compare tariffs from different companies to find exactly the policies that reliably close these gaps.

Motor third-party liability in Spain — mandatory with German quality

Third-party liability insurance is legally required in Spain as in Germany (Seguro de Responsabilidad Civil). It covers personal injury and property damage you cause to others as the driver. No Spanish-registered vehicle may take to the road without valid liability cover.

At Göring, you receive liability insurance for your car in Spain with coverage well above the Spanish minimum — and with a German-language policy. Your German no-claims bonus is recognised, and claims are handled by our team in German — without you having to deal with Spanish bureaucracy.

  • Legally required coverage — extended to German protection levels
  • German policy, German claims handling, German-speaking contacts
  • Recognition of your German no-claims bonus
  • Affordable premiums — no surcharges for German-speaking service

Benefits of a good motor insurance in Spain

A high-performance motor insurance not only protects your vehicle but also ensures that you can travel everyday and on holiday without worries. We compare the benefits of different providers and only recommend policies that offer convincing, gap-free protection.

  • Liability cover according to Spanish requirements
  • Partial or fully comprehensive cover with individually selectable deductible
  • Glass & window protection in case of stone chips or breakage
  • Vandalism & parking-damage cover
  • Breakdown assistance & towing throughout Spain
  • Protection in accidents with uninsured vehicles
  • Compensation in case of theft or economic total loss

Regional particularities in Spain

Spain is large and diverse — risks in road traffic vary considerably from region to region. We take that into account when choosing your tariff:

  • Costa Blanca — narrow coastal roads, many rental vehicles and inexperienced drivers in peak season
  • Mallorca & Balearic Islands — higher theft rates in tourist regions, frequent parking damage in Palma
  • Canary Islands — strong sunlight, volcanic rock and narrow mountain roads strain paintwork and tyres
  • Mainland & major cities — dense traffic in Madrid and Barcelona, more frequent cases of hit-and-run („fuga”)

As an independent broker we make sure that the chosen tariff covers these risks and offers you a high level of safety regardless of where you live in Spain.

Which vehicles are covered?

We compare tariffs for almost all vehicle types and usage models in Spain — whether private, commercial or touristic use.

  • Passenger cars
  • Convertibles & sports cars
  • Motorhomes & campers
  • Motorcycles & scooters
  • Rental & letting vehicles
  • Imported vehicles from Germany
  • Second cars for holiday homes

The basic package with 24-hour breakdown assistance

If your vehicle with Spanish number plates breaks down in Spain or abroad, good advice is often expensive and not always easy to find due to language barriers or lack of local knowledge. With Göring’s Spanish motor insurance, you are entitled to free 24-hour breakdown assistance already with the affordable basic package.

Compare online, conclude easily

Insurance is a matter of trust — that also applies to motor insurance in Spain. With the form above, you send us a non-binding request, comfortably from home. We then find the best policy for you, in German. Spanish skills are not required. If the policy we propose suits you, a direct conclusion — also online — is easy and unbureaucratic.